Buchanan Gas & Heating

Boiler Finance

Flexible Finance Options

Spread The Cost Of Your New Boiler

A new boiler is a big purchase, and breakdowns rarely come at a convenient time. That’s why we’ve teamed up with Phoenix Financial Consultants, so you can get a new, energy-efficient boiler fitted now and spread the cost with affordable monthly payments.

Phoenix is a credit broker that finds finance from its panel of lenders. When we send your quote, a finance option comes with it. You can see what your monthly payments would look like before deciding anything.

Worcester boiler installed with new copper pipework and a condensate pump

Your Options

Finance That Fits Your Budget

Every home and budget is different, so you’re in control of how your finance is set up.

  • Borrow The Full Amount

    Spread the whole cost of your new boiler into monthly payments, so you can get your heating sorted now without a big upfront bill.

  • Pay A Deposit

    Prefer to pay something upfront? Put down a deposit to borrow less and lower your monthly payments. You’ll see the difference before you apply.

  • Choose Your Term

    Pick a repayment period that suits your budget. You’ll see your monthly payment and the total amount repayable up front.

  • Pay It Off Early

    Overpay or settle early at any time. Overpayments help you avoid future interest and shorten the length of your loan.

Get A Free Quote

Ready To Spread The Cost?

Request your free, no-obligation quote today and we’ll include a finance option, so you can see your monthly payments before you decide.

Get A Free Quote

How It Works

Four Simple Steps

From quote to a warm home, applying for finance is quick and straightforward.

  • Get Your Free Quote

    We’ll recommend the right boiler for your home and send you a clear quote, with a finance option included.

  • Apply Online

    Follow the link in your quote email to complete a short online application with Phoenix. It’s a short form covering your details, income and outgoings.

  • Get A Decision

    The lender checks your application and lets you know the outcome. If you’re approved, you sign your loan agreement.

  • We Fit Your Boiler

    We book in your installation at a time that suits you. Repayments are taken by monthly Direct Debit, typically starting 30 days after the work is complete.

Good To Know

Borrowing Responsibly

Before you apply, make sure the monthly repayments are affordable, with enough left over for everyday costs. Think about any changes ahead that could affect your income. If you don’t think you can afford the repayments, you shouldn’t take out a loan.

Book A Visit
  • No fee from Phoenix for arranging your finance
  • Optional deposit, paid directly to us
  • Repayments by monthly Direct Debit
  • Overpay or settle early at any time
  • 14-day cooling-off period after signing
  • Approval subject to status and credit checks

Finance Questions

Frequently Asked Questions

Still Have A Question?

Who provides the finance?

Buchanan Gas & Heating Ltd is an Introducer Appointed Representative of Phoenix Financial Consultants Limited (Phoenix). Phoenix is a credit broker, not a lender. It arranges your finance from its panel of lenders, and the lender then provides the loan.

Is there a fee for arranging the finance?

No. Phoenix is paid by the lender and does not charge you a fee for its credit broking service.

Do I have to pay a deposit?

You can borrow the full amount or choose to pay a deposit. A deposit lowers the amount you borrow and your monthly payments. Any deposit is paid directly to us.

When do my repayments start?

Repayments are taken by monthly Direct Debit and typically start 30 days after the work is complete.

Can I pay my loan off early?

Yes. You can make overpayments or settle early at any time. Just contact your lender, who will give you a settlement figure.

Will applying affect my credit file?

Approval isn’t guaranteed. The lender will assess your circumstances and your ability to repay, and may carry out a hard search of your credit file, which leaves a record on your file.

What do I need to apply?

You must be over 18. You’ll be asked for your contact details, date of birth, your address history for the last three years, employment and income details, monthly outgoings, number of dependants and your bank details.

What if I change my mind?

You have the right to cancel your loan agreement for any reason within 14 days of signing it. This is the statutory cooling-off period, and you contact the lender to cancel. If you still want the work done, you’ll need to pay for it another way.

Important Information

Buchanan Gas and Heating Ltd is an Introducer Appointed Representative (Financial Services Register No. 1026304) of Phoenix Financial Consultants Limited (Phoenix). Phoenix is a credit broker, not a lender. Phoenix is authorised and regulated by the Financial Conduct Authority (FRN: 539195), and offers finance from its panel of lenders. All finance subject to status and credit checks.

Borrowing more than you can afford or paying late may adversely affect your financial status and ability to obtain credit. Neither Phoenix nor Buchanan Gas & Heating Ltd can give financial advice; you will need to decide whether a loan is right for you. You can check Phoenix’s details on the FCA Register.

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